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We Finance YOU — Not Your Credit Score

Fast, friendly in-house financing for hardworking families in Spartanburg and the Upstate.

At Family First Auto, we believe everyone deserves reliable transportation. That’s why we handle financing ourselves — no banks, no long waits, and decisions based on your current income and budget, not just your past credit.

How It Works:

Browse cars and pick the one you like
Apply online or right here on chat (takes just a few minutes)
We review your situation quickly —approvals same day
Payments that fit your paycheck (i.e weekly, bi-weekly, semi-monthly, or monthly)
Drive home with peace of mind

What We Typically Look At: Income, employment stability, and down payment amount. We work with many customers who have been turned down elsewhere.

Example Terms (use your real averages): Most of our customers finance vehicles between $11,000 – $19,000 with down payments from $1000 and up, and terms up to 36 months. Weekly, bi-weekly, semi-monthly, or monthly available.

Benefits:

Flexible payments aligned to your pay schedule
One-on-one support from a local Spartanburg team

Required Documents:

Valid driver’s license or permit
Proof of income (recent paystubs or bank statements)
Proof of residence
Personal references

“Ready to Get Approved? Apply Now or Chat With Us Live”

Buyer
Co-Buyer

All fields marked with an asterisk (*) are required

Personal Information

First Name *

Please enter your First Name

Last Name *

Please enter your Last Name

Email *

Please enter your Email

Cell Phone *

Please enter your Cell Phone

Home Phone (Optional)

Date of Birth *

Please enter your Date of Birth

SSN

Driver's License Number *

Please enter your Driver's License Number

Driver's License State *

Please select your Driver's License State

Driver's License Issue Date

Driver's License Expiry Date

Residential Information

Street Address *

Please enter your Street Address

City *

Please enter your City

State *

Please select your State

Zip Code *

Please enter your Zip Code

Housing Type *

Please select your Housing Type

Monthly Rent/Mortgage Amount *

Please enter your Rent/Mortgage Amount

Years at Address *

Please select your Years at Address

Please select your Months at Address

Add Previous Address

Previous Address

Street Address

City

State

Zip Code

Housing Type

Monthly Rent/Mortgage Amount

Years at Address

Employment Information

Employer Name *

Please enter your Employer Name

Title/Position *

Please enter your Title/Position

Employer Phone Number *

Please enter your Employer Phone Number

Employment Status

Monthly Gross Income *

Please enter your Monthly Gross Income

Years at Job *

Please select your Years at Job

Please select your Months at Job

Net Income

Add Previous Employment

Previous Employment

Employer Name

Title/Position

Employer Phone Number

Monthly Gross Income

Years at Job

Net Income

Interested Vehicle

Stock Number

Year

Make

Model

Vehicle Price

Down Payment

Exterior Color

Interior Color

Trade-in

VIN *

Please enter the VIN

Mileage *

Please enter the Mileage

Year *

Please enter the Year

Make *

Please enter the Make

Model *

Please enter the Model

Has Co-Buyer?

Relationship to Buyer *:

Please make a selection

Personal Information

First Name *

Please enter your First Name

Last Name *

Please enter your Last Name

Email *

Please enter your Email

Cell Phone *

Please enter your Cell Phone

Home Phone (Optional)

Date of Birth *

Please enter your Date of Birth

SSN

Driver's License Number *

Please enter your Driver's License Number

Driver's License State *

Please select your Driver's License State

Driver's License Issue Date

Driver's License Expiry Date

Residential Information

Street Address *

Please enter your Street Address

City *

Please enter your City

State *

Please select your State

Zip Code *

Please enter your Zip Code

Housing Type *

Please select your Housing Type

Monthly Rent/Mortgage Amount *

Please enter your Rent/Mortgage Amount

Years at Address *

Please select your Years at Address

Please select your Months at Address

Add Previous Address

Previous Address

Street Address

City

State

Zip Code

Housing Type

Monthly Rent/Mortgage Amount

Years at Address

Employment Information

Employer Name *

Please enter your Employer Name

Title/Position *

Please enter your Title/Position

Employer Phone Number *

Please enter your Employer Phone Number

Monthly Gross Income *

Please enter your Monthly Gross Income

Years at Job *

Please select your Years Employed

Please select your Months Employed

Add Previous Employment

Previous Employment

Employer Name

Title/Position

Employer Phone Number

Monthly Gross Income

Years at Job

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By checking the boxes above, I consent to receive marketing and/or non-marketing text messages from FAMILY FIRST AUTO at the phone number provided. Message frequency may vary. Message and data rates may apply.
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I, the undersigned, (a) for the purpose of securing credit, certify that the below representations to be correct; (b) authorize financial institutions, as they consider necessary and appropriate, to obtain consumer credit reports on me periodically and to gather employment history, and (c) understand that we, or any financial institution to whom this application is submitted, will retain this application whether or not it is approved, and that it is the applicant's responsibility to notify the creditor of any change of name, address, or employment. We and any financial institution to whom this application is submitted, may share certain non-public personal information about you with your authorization or as provided by law.

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